211 UniversityFamous Finance and Economics University
Finance
Bachelor's Degree
2010 . 092014 . 06
Systematically studied finance major courses, including international finance, money and banking, etc., with excellent grades, ranking in the top 10% of the major.
Participated in financial innovation practice projects, wrote relevant analysis reports, and exercised financial analysis and research capabilities.
Responsible for the overall planning and design of cross-border payment products, including demand research, competitor analysis, etc.
Led the team to complete the iterative upgrade of products, optimized the payment process, and increased the payment success rate to more than 99.5%.
Docked with external institutions such as banks and payment channels, expanded cross-border payment cooperation, added 5 new cooperation channels, and increased business volume by 30%.
Formulated product operation strategies, optimized user experience through data analysis, and increased user satisfaction by 20%.
Assisted the product manager in market analysis of payment products, collected user feedback, and organized requirement documents.
Participated in the testing work of payment products, discovered and promoted the resolution of system loopholes and functional defects, and improved product stability.
Responsible for the launch and promotion of payment products, cooperated with the marketing department to formulate promotion plans, and the number of user registrations exceeded 100,000 in the first month after the product went live.
Followed up the operation data of payment products, analyzed user behavior, and provided data support for product optimization.
Led the cross-border payment compliance project, studied domestic and foreign payment regulatory policies, and formulated compliance plans.
Coordinated legal affairs, technology and other departments, completed the compliance transformation of the payment system, and passed the review of regulatory authorities.
After the project implementation, reduced the compliance risk of cross-border payment business and ensured the continuous and stable development of the business.
Cross-border Payment Intelligent Risk Control Project - Product Owner
2019 . 082020 . 04
XX Technology Co., Ltd.
Participated in the cross-border payment intelligent risk control project, analyzed historical transaction data, and constructed a risk assessment model.
Designed risk control rules and strategies, realized real-time risk monitoring and interception of cross-border payment transactions.
After the project went live, effectively identified and intercepted fraudulent transactions, reducing the fraud loss rate by more than 50%.
Personal Summary
8 years of cross-border payment product experience, familiar with cross-border payment business processes and domestic and foreign regulatory policies.
Possess product planning, team management, and cross-departmental collaboration capabilities, successfully promoted the implementation of multiple product projects.
Focus on user experience and data analysis, can drive product optimization through data, and improve business indicators.
Good communication skills and teamwork spirit, maintain good cooperative relationships with banks, payment channels, etc.
Honor Awards
Company's Annual Outstanding Product Manager
Other Information
Cross-border Payment Industry Research:
Continuously followed the dynamics of the cross-border payment industry, wrote more than 10 industry analysis reports.
Conducted in-depth research on industry trends, competitive landscape, etc., and provided references for the company's strategic decisions.